When you first sign up for Medicare and during certain times of the year, you can choose how you get your Medicare coverage.
Some people need to get additional coverage, like Medicare drug coverage or Medicare Supplement Insurance (Medigap).
FACT: If you don’t get Medicare Part B or Medicare Part D when you’re first eligible, you may have to pay more to get this coverage later. This could mean you’ll have a lifetime premium penalty for your Medicare Part B and Prescription drug coverage.
A
B
You get all the benefits of Original Medicare plus “extras” Medicare does not cover. Plans may offer benefits for dental, vision, hearing, acupuncture, over-the-counter items and more.
C
Part D helps cover the cost of prescription drugs (including many recommended shots or vaccines). You join a Medicare drug plan in addition to Original Medicare, or you get it by joining a Medicare Advantage Plan with drug coverage. Plans that offer Medicare drug coverage are run by private insurance companies that follow rules set by Medicare. The types of drugs covered and the pharmacies you can use vary by plan.
D
NEW INSULIN BENEFIT! If you use an insulin pump that’s covered under Part B’s durable medical equipment benefit, or you get your covered insulin through a Medicare Advantage Plan, your cost for a month’s supply of Part B-covered insulin for your pump can’t be more than $35. The Part B deductible won’t apply. If you get a 3-month supply of Part B-covered insulin, your costs can’t be more than $35 for each month’s supply. This means you’ll generally pay no more than $105 for a 3-month supply of covered insulin. If you have Part B and Medicare Supplement Insurance (Medigap) that pays your Part B coinsurance, you plan should cover the $35 (or less) cost for insulin.
When you first sign up for Medicare and during certain times of the year, you can choose how you get your Medicare coverage.
Some people need to get additional coverage, like Medicare drug coverage or Medicare Supplement Insurance (Medigap).
A
B
You get all the benefits of Original Medicare plus “extras” Medicare does not cover. Plans may offer benefits for dental, vision, hearing, acupuncture, over-the-counter items and more.
C
Part D helps cover the cost of prescription drugs (including many recommended shots or vaccines). You join a Medicare drug plan in addition to Original Medicare, or you get it by joining a Medicare Advantage Plan with drug coverage. Plans that offer Medicare drug coverage are run by private insurance companies that follow rules set by Medicare. The types of drugs covered and the pharmacies you can use vary by plan.
D
NEW INSULIN BENEFIT! If you use an insulin pump that’s covered under Part B’s durable medical equipment benefit, or you get your covered insulin through a Medicare Advantage Plan, your cost for a month’s supply of Part B-covered insulin for your pump can’t be more than $35. The Part B deductible won’t apply. If you get a 3-month supply of Part B-covered insulin, your costs can’t be more than $35 for each month’s supply. This means you’ll generally pay no more than $105 for a 3-month supply of covered insulin. If you have Part B and Medicare Supplement Insurance (Medigap) that pays your Part B coinsurance, you plan should cover the $35 (or less) cost for insulin.
FACT: If you don’t get Medicare Part B or Medicare Part D when you’re first eligible, you may have to pay more to get this coverage later. This could mean you’ll have a lifetime premium penalty for your Medicare Part B and Prescription drug coverage.
Medicare can be confusing. If you have questions, contact me.
When you first sign up for Medicare and during certain times of the year, you can choose how you get your Medicare coverage.
Some people need to get additional coverage, like Medicare drug coverage or Medicare Supplement Insurance (Medigap).
FACT: If you don’t get Medicare Part B or Medicare Part D when you’re first eligible, you may have to pay more to get this coverage later. This could mean you’ll have a lifetime premium penalty for your Medicare Part B and Prescription drug coverage.
A
B
You get all the benefits of Original Medicare plus “extras” Medicare does not cover. Plans may offer benefits for dental, vision, hearing, acupuncture, over-the-counter items and more.
C
Part D helps cover the cost of prescription drugs (including many recommended shots or vaccines). You join a Medicare drug plan in addition to Original Medicare, or you get it by joining a Medicare Advantage Plan with drug coverage. Plans that offer Medicare drug coverage are run by private insurance companies that follow rules set by Medicare. The types of drugs covered and the pharmacies you can use vary by plan.
D
NEW INSULIN BENEFIT! If you use an insulin pump that’s covered under Part B’s durable medical equipment benefit, or you get your covered insulin through a Medicare Advantage Plan, your cost for a month’s supply of Part B-covered insulin for your pump can’t be more than $35. The Part B deductible won’t apply. If you get a 3-month supply of Part B-covered insulin, your costs can’t be more than $35 for each month’s supply. This means you’ll generally pay no more than $105 for a 3-month supply of covered insulin. If you have Part B and Medicare Supplement Insurance (Medigap) that pays your Part B coinsurance, you plan should cover the $35 (or less) cost for insulin.
I do not offer every plan available in your area. Currently I represent 15 organizations which offer 166 products in your area. Please Contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the official U.S. government site for people with Medicare located at http://www.medicare.gov
1576 Hartley Blvd South, Shakopee, MN 55379 | 651-983-0260 | davidsneen@gmail.com
© 2024 | DavidSneen
I do not offer every plan available in your area. Currently I represent 15 organizations which offer 166 products in your area. Please Contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the official U.S. government site for people with Medicare located at http://www.medicare.gov
1576 Hartley Blvd South, Shakopee, MN 55379 | 651-983-0260 | davidsneen@gmail.com
© 2024 | DavidSneen
